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About The Battalion. (College Station, Tex.) 1893-current | View Entire Issue (Aug. 24, 1983)
Page 10B/The Battalion/Wednesday, August 24 1983 Fitness a healthy habit United Press International CHICAGO — More than half of American youths are not as fit as they should be and only one-third of adults exer cise enough, fitness expert Charles B. Corbin says. To help boost the statistics, a breakfast cereal manufac turer has introduced a nation al fitness program called Family in Training. Corbin is its coordinator. In a 16-page free booklet, Nabisco Brands Inc. offers guidelines for good eating habits, family-oriented phy sical exercises and family games such as bike hikes, jump rope and aerobics. A log helps chart the family’s prog ress. You can get people to exer cise with a positive attitude, says Corbin, an Arizona State Univerity physical education professor. “Exercise is for you, no matter who you are, no matter how skilled you are,” he said. “You can find some form of exercise that you can do for your own health and fitness and that you will enjoy for the rest of your life. That’s the key to it.” Corbin said exercise often is associated with punishment — children doing pushups when their team loses or run ning laps for being the slowest. Some people begin exercis ing because a doctor tells them to, or to improve their appear ance, especially women. “But they don’t enjoy it,” Corbin said. “That doesn’t Here’s a way that you can take a lot of people who think exercise isn’t for them and put it together in a non competitive way. teach the positive aspect of fit ness. “Here’s a way that you can take a lot of people who think exercise isn’t for them and put it together in a non competitive way. You can make it fun and you can help a lot of people.” Parents often say: “I need to spend more time with my kids because they’re growing up so fast.” “It’s a time when families can be together in a positive way where we’re doing things that we all enjoy,” Corbin said. “Sometimes the only time a family gets together is in a time of crisis or when some body’s in trouble.” The FIT program stresses family rather than individual scores. Corbin said studies of fit ness among American youth show they should be getting better but aren’t. “Many times, adolescents score poor er on fitness tests than even younger kids.” Teenagers develop other interests and drop out of phy sical activity. Budget cutbacks often reduce physical educa tion programs. Television and video games eat into leisure time. “The main reason people say they don’t — or won’t — exercise is because they don’t have the time.” If people could have one wish, it would be “good health for me and my family,” he said. “But when it comes to following up with it, they go after the buck or something else and they really violate the thing they say they value most.” In 1980, 60 percent of adults said they exercised on a regular basis, compared with 24 percent in 1960, Corbin said. “It’s a significant change. A lot of people are taking the medicine, but they’re not tak ing the right dose. A part of it is ignorance.” “There’s ample evidence that people who do regular exercises in the correct dosage report that they feel better, they sleep better and all of those positive psychological things.” The FIT booklet recom mends exercise at least three times a week for periods of at least 15 minutes and intense enough to “make the heart beat faster than normal, make the muscles work harder than normal and stretch the mus cles longer than normal. Too little won’t do the job and too much can be dangerous.” Jogging, walking, bicycling and swimming are so popular because they are non-critical activities, Corbin said. Inq uire about benefits before depositing mom United Press International NEW YORK — A foreign cor respondent on leave after almost two years in Beirut couldn’t believe his eyes when he visited his New York bank. “I feel like Rip Van Winkle,” he said. “When I left, my choice was six-month CDs, passbook accounts or money market funds. Now the window of my bank is plastered with signs offering all kinds of accounts and yields. What gives?” Banks and thrifts, with an advertising blitz and high intro ductory rates, attracted tens of billions of dollars in a matter of weeks after interest rates were deregulated late last year. “Before that consumers had been willing to give up the com fort and security of a bank for higher rates offered by money market mutual funds,” said Robert Heady, publisher of Miami-based Bank Rate Moni tor, which tracks bank money market deposit accounts. Now the battle for consumer money is being waged on the basis of interest rates alone. To their credit, banks have been ad justing their insured account rates to yields on money market funds. But advertised yields may overstate the return to the cus tomer under certain circumst ances. “It definitely pays to shop be fore you buy,” Heady said. “We have found wide variations in actual rates among several insti tutions in the same market on the same day.” Here is a list of questions con sumers can ask when consider ing an MMDA: • What is the minimum re quired deposit? Legally banks and S&L’s can pay whatever rate they wish on balances of $2,500 or more but many are setting a higher minimum. If balances fall below the minimum, rates automatically revert to the pass book rate and some pay no in terest at all. In addition, some institutions are charging a sub stantial monthly fee for below- minimum balances. • What are the fees? In addi tion to the below-minimum ba lance fees, some institutions charge if the account is closed within certain times — as much as $5. “Nickel-and-dime” fees that cut into yields: 15 or 25 cents for each check or aui tic teller transaction and, ii case, $1 if visits to a live window exceed twoamoni • How long is the rate gun teed? Some are subj change without notice others are guaranteed f« month. • How is the minimum lance figured? Somebanks|| passbook rate for an eel month if your balancedropi low minimum for one i Others won’t drop the ratei less the monthly averagebah is below minimum. Loo Tur • How do you compound terest? Only $2,500 invested percent — computed fora! day year as many banks tk would amount to $2,735.1 compounded daily; $2,)!i compounded weekly; $2,73! ________ compounded monthly 1, 7 / m- $2,725 with simple interestP^' /0 bK a big difference but it: • What other benefitsd get? Some banks offer I checking or Visa, Mastenj travelers checks and orders without fees along discounts on safe depositb Sex change improves walleye fish United Press International ST. PAUL, Minn. — The ex perts say they may be able to im prove walleye fishing by chang ing the males into females. First they have to change all the fry in the rearing ponds from girls to boys, partly by changing the water tempera ture. They use these males to fertilize the eggs, producing all females. Those female fish are stocked in lakes for anglers to catch in a few years. Like most fish, female wal leyes grow bigger. They are the trophies that fishermen seek each spring when the season opens in mid-May. By changing the sex of fish, the unique sex reversal can pro duce bigger fish and restore Minnesota’s reputation as the premier place to catch walleyes. On a typical weekend about 2 million anglers — virtually half the population of Minnesota — leave their factories, desks or farms to toss a baited hook in the water, hoping to lure an unwary walleye. Another 300,000 peo ple come from nearby states to drop a line in Minnesota’s 10,000 lakes. Many go home with less than their six-fish limit. Frequently they only land small fish and as a result some fishermen have driven to Lake Michigan or to the Missouri River. Joe Alexander, commissioner of the Department of Natural Resources, says the walleyes caught today aren’t much diffe rent in size than they were at the turn of the century. To prove it, he had an 1896 newspaper photo reprinted, showing stringers of fish, many of them walleyes, perch and northern pike. Alexander said the largest fish are suckers. Now, he says, there are more fishermen putting pressure on the lakes. The slow-growing wal leyes do not have a chance to get big. Enter the Minnesota Legisla ture. Lawmakers have proposed a $2.50 increase in the fishing license to improve fish habitat and research. A portion of the money may go to studies on changing the sex of fish to make them grow larger. i ack Wingate, director of eries research, said the ma jority of walleyes reared in fish hatcheries have turned out to be male fish, which seldom get lon ger than 15 or 16 inches. The larger, fatter females become the trophies that anglers seek for their creel. Sex reversal to produce larger fish can be done by simply changing the water temperature in a fish hatchery, he said. “If the water temperature rises real fast, it seems to select the gene-type that says the fish should be a female, but they will develop as a male. We take this male and cross him back to a regular female. Every egg pro duced should be female. Wingate said anglers will have to wait three to five years before a large number of these bigger females show up on their strin gers. 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