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About The Battalion. (College Station, Tex.) 1893-current | View Entire Issue (Sept. 21, 1977)
Page 8 THE BATTALION WEDNESDAY. SEPTEMBER 21. 1977 Own credit important to women United Pi •ess International \KW YORK — A modc'l who earns over $20.OOO a year and has always paid her own hills is divorced and finds she can t use her department store charge accounts. A widow who has never worked outside the home has trouble obtaining credit to buy a new car. The Equal Credit Opportunity Act passed in June changed all that and Ms. Sandra Powers, consumer affairs adviser for Master ('barge, spends her time "trying to make women aware of the implications of the new credit standards and how to use them to their advantage.” "Lhidcr the new act. creditors are, ifTequested. required to carry identical credit ratings for hus band and wife. Ms. Powers suggests wives In sure this separate credit history is established. "I don t want to sound like a erepehanger, but statistically, either through divorce or w idow hood, there’s a good chance she’ll need it. Ms. Pow ers said a working w ife can carry credit under her maiden name or married name and it is even possible for a non-working wife to establish a separate line of credit — by showing that she signs some or all of the family checks. “In many families, the wife pays the bills, but in the past she had no credit history of her own,” Ms. Powers said in an interview. Since women are relatively new to the business world, she said, they — and some lenders — have yet to realize their economic clout. “About 38 mil lion women are now employed outside the home — a significant consumer bloc if it is used prop erly. “And w'omen want to know,” she said. "I re cently appeared on a radio call-in talk show in Houston, Texas. The switchboard was lit up for four hours with calls from women wanting to talk about credit. Ms. Powers said women tend to be unassertive about credit matters. “Don’t be afraid to go to a credit officer at your bank and ask anything. If you don’t get a good response, find another officer, or even another bank,” she advised. Generally, she said, banks use three criteria in their credit judgements: income, stability and credit history. These differ from bank to bank. “For instance,” she said, “one bank may have a flat rule of one year on the job, while another may give credit if you’ve been on the job for six months, but have a good credit history. If you’re turned dow n at one bank because of a particular bank policy — and they must tell you w hy — don’t hesitate to try another.” What if one has no credit line and wants to open one? "Open a charge account at a department store. It’s generally easier than obtaining a bank loan or a major credit card,” said Ms. Powers. Has Ms. Powers ever been discriminated against in obtaining credit? “No. I’m divorced but I’ve always maintained credit in my own name. I feel strongly about the new credit act and its advantages to women.” House passes reform bill for miner’s disease benefit! United Press International WASHINGTON — The vet eran congressman stood wheez ing in front of his House col leagues. Rep. Daniel J. Flood, a color ful Democrat from Pennsyl vania’s hard coal region, was not ill. He just wanted to give the congressmen a sense of what it is like to have black lung disease. With several dozen coal min ers and their families looking on from the public galleries, the House Monday passed reforms to a nine-year-old law that gives government benefits to miners with the disease. The vote was 283-100. Before voting, however, the House bowed to the wishes of the Carter administration and eliminated several of the most controversial provisions of the measure, including one that would have awarded automatic benefits to veteran miners. As passed, the- bill is similar to one ready for adoption in the Se nate. That chamber considered its own version earlier but with held final passage House acted. Black lung is the coihium name for coal miner’s pneuiniKii niosis, a lung disease caused lit inhalation of coal dust. The automatic entitlemenl provision would have awat benefits to all minors with 30m more years employment in un derground mines before July, 1973, whether or not they wire shown to have the disease. For anthracite hard coal miners only 25 years of service would br been required. 01 THANKS FOLKS.. We deeply appreciate your terrific response to our biggest saleever... ^E^HING w MU ST |ESO^ ^ * EXClUDfS CERTAIN tfliS fLTG&t ItOWS . X FRANCHISE ITEMS lOT !-■»* » X Store \ ^ Fixtures ' AND EQUIPMENT FOR SALE Buy AU or ANY PART AT BIG SAVINGS COME IN AND LOOK AT THE . PRICE TAGS J V TODAY. S ON THE SIDEWALK Group Western Boots BM10 Regular 39.95 Q95 One Rack Ladies Western Shirts Additional 30 Off Already Low Low Sale Price 4 Racks Ladies Suits 60% off Regular Price Group Ladies Boots LR50-LR51-LR59 Values *o 40.00 14 9S Group Men’s Western Boots J6 — Values to 59.95 19 ,s ••v'y tin-.iks our hearts to see our Merchandise GO ON SALE at the ridiculously low prices you see ad • -r her**' But our ENTIRE STOCK MUST BE SOLD in the shortest possible time' SO WE GAVE r Mf ORDERS' CLEAR THE SHELVES' CLEAR the Stockrooms! CLEAR out EverythinR' Strip the Store '>■ tin- Walls WE WANT ACTION SELL OUR inventory Even IF WE SUFFER A LOSS 1 'Pr.FT PROFITS and give the People of this community Real Bargains . . . We know they'll respond to Honest Legitimate QUITTING BUSINESS SALE' WESTERN WEJtRHOUSE 100 S. Main — Downtown Bryan We Honor Master Charge and BankAmericard Vietnam refugees arrive in San Francisco Tuesday United Press International SAN FRANCISCO — More- than 100 Vietnamese refugees, many of them “boat people,” arrived by jet liner Tuesday. They are the first of 15,000 exiles fleeing Communist countries in Southeast Asia who will be admitted to the United States under a special program. The 113 refugees received an emotional greeting from relatives, sponsors and well-wishers as they stepped off the Pan American Air ways jetliner Plymouth Rock.” A spokeswoman for the coordinat ing group, the Intergovernmental Committee for European Migra tion, said two more planes carrying a total of about 100 additional ref ugees would land Wednesday in Los Angeles and New York City. Many of the refugees who arrived aboard the plane from Bangkok, Thailand, escaped from Vietnam on boats, risking capture, .shipwreck and death. around.” Congress recently approved legis lation allowing the refugees to enter the United States. The cities to which the refugees will go are Los Angeles, Houston, Peoria, Ill., New Orleans, San Diego, Calif., Beau mont, Tex., Fort Worth, Hopkins, Minn., Wichita, Kan., and K® City, Mo. Also Milwaukee, Sun Fran® Green Bay, Wis., Phoenix, Jn! Glendale*, Calif., Salt Laid'(I Chicago, Austin. Tex., Jack Mich.. Lynnwood, Wash,,! Evansville*, Incl. EPA plan to revise mileage calculation "There are harrowing tales of es caping by boats w ith babies and old people and floating around for two weeks, passing and waving at ships that wouldn’t stop because they didn’t want to get involved,” said spokesw'oman Ruth Tropin. “I’m sure people capsized and drowned. These w'eren’t people who necessarily knew how to handle boats. It was their only way to get out. "One of the- boats are picked up by an Israeli ship and several ports would not allow them to land,” she said. “The people were taken to Is rael. Maybe they w'on’t stay there forever, but it’s better than floating United Press International W ASHINGTON — The Environmental Protection Agency (EP.V plans to revise its miles per gallon calculations next year so tlie aver age driver can hope to attain the- same mileage as the winnini'N auto. This year the Volkswagen Rabbit Diesel retained its crown as tin 1 No. 1 economy subcompact, but EPA acknow ledged that few drjvcni could mutch the average 45 miles per gallon it acb/em) under cut' rent criteria. EPA Administrator Douglas Costle said he plans changes so tdi will more accurately relleet the* mileage consumers experience and avoid the* anger and disappointment some owners feel when theirws fail to approximate the hoped for performance. In the* annual rankings of new models released Monday, twootb diesel-powered 1978 models — a Peugeot and the- new Oldsmob! diesel — also emerged as the- most fuel efficient ears in their classes. Several big ears — a Cadillac El Dorado, a Cadillac limousine,a Dodge Monaco and a Plymouth Fury — emerged with the worst ratings, averaging II m.p.g. * S Costle also suggested consumers should use* EPA mileage figures not as a promise of performance*, but as a guide for comparison shop ping, indicating, for instance*, that one ear might use* 20 per cent more fuel than another. j EPA test results covered 91 per cent of the- ears expected to he sop during the new model year, but did not include one of last years m.p.g. champions, the Honda, w hich has not yet submitted test data, The* Rabbit Diesel, which also won last years preliminarymileajf 1 list but was not widely sold in this country, got 40 m.p.g. indjy driving and 53 on the road. The ear tested was a lour cylinder, til- cubic inch engine with manual transmission and fuel injection. I M< ai The sai The IIHsic. Jean ire, ?lv i e mi If-pi Jrop iche Soundtrack Foreigner Foreigner Bong Special from Sarah’s Family $5" Reg. $8.00 This Week Only Stereo Needles Blank Tapes & Accessories PARAPHERNALIA