i : VN re^.^ e - 1 'aid. She aits ent -s,YeliPra CI| organization s '>'ng areast I° r photos irre and Rev t than 12,000 m traveling to^ and A&M i Aguirre calls i secretai}'.” to run greet d her entouraa s members, ‘ ho stand witli nes — fly on c| to away gaa in be seen at the fool s says sheeatsi — not table scnfidi /s that if the s into his bed tion. relinqui! e highest r. and spends oor. on, and if you just doesn iirre said, es everywhert il goes—to grocery shi ys taking the tim is a dalJ ies her attena ind children o motorcycle! zing by. ■therall the hat bond you oner or later, anymore.” [1'»! Mnesday, October 10, 2001 Footing the bill Students juggle academics, employment to keep grades, finances afloat By MlCALA PrOESCH THE BATTALION ins id. aintan After a long, hard day of waiting lies,Lindsey Vyoral, a Blinn College lent who plans to transfer to Texas :M. returns to her apartment at 2 i. and cannot wait to sleep. Her back her head aches and she is not ;ing forward to work tomorrow, ich less having to catch up on lioolwork and study for tests. However, Vyoral, like many other lents, is caught in a seemingly fa cycle of working to pay for bool, attending classes and trying to in a social life. At A&M, there are many stu nts who are forced to deal with is reality every day. While some identsare blessed with the avail- of resources to attend a ir-year university, many others istseek financial assistance. The Department of Student dal Aid at A&M offers several iportunities to assist those who are igibleand who are making academic tigress toward a degree. Scholarships are available to stu- :nts with exceptional talent or aca- unic prowess, while those who mnstrate financial need may qualify it a grant or a loan. The Department of Student racial Aid also offers opportunities - f.tn. for student employment, as do many other departments at A&M. While many students qualify for this type of financial aid, others must look elsewhere for sources of financial relief. One option among students in the College Station area is to attend the less expensive Blinn College and then transfer to A&M. “1 decided to go to Blinn for two years and save a lot of money on tuition,” Vyoral said. ”1 know that I can still graduate from A&M, so I figure I might as well save some money too.” Even if students opt to attend Blinn or receive assistance through financial aid, they still have to pay bills and often are forced to work. Attending school is similar to hav ing a job, so when a student must work, it is as time-consuming and draining as having two jobs. These students must often sacrifice either good grades or a social life to keep money coming in. Branden Lorenz, a junior finance major who works at the University Bookstore, said, “If only I had the free time that the average college student has, a 4.0 would be a piece of cake.” Having to work also can add stress to a student’s life. “It’s really stressful at the end of the month trying to make rent and pay all of my bills on top of studying,” Vyoral said. While working and going to school has its disadvantages, there also can be some rewards from learning to bal ance work and school. Students who work tend to be more responsible and organized because they know that fail ing to be organized may cost them their jobs or their grades. Katie Jahns, a junior finance major, said she feels that having a job will help her in the long run. “Having a job teaches you time management skills because you have to balance your time between study ing and working,” Jahns said. Another advantage of working to pay your own college bills is that it prepares you for financial respon sibility after college. Nick Henderson, a senior manu facturing engineering technology major, said, “Paying your own bills and working throughout college prepares you for the real world, so it isn’t a shock when you are on your own and your money goes so fast.” Working while attending school can teach students the value of hard work and makes them appreciate what others may take for granted. “I’m not bitter that I have to work, but it’s irritating when I hear other people whose parents give them everything complain about not having any money,” Henderson said. “They don’t appreciate what they have.” AMEY BAHN • THE BATTALION A *# A « * C A* i ElTLlNG 1884 Do you realize how the financial decisions you make today can affect: Getting a job. Buying a car Buying a house? me Find Out: Financial Top Ten 10. Managing Credit 9. Be Financially Responsible 8. Being Credit Worthy 7. Credit Report Review 6. Avoid Risk-Based Pricing 5, Credit Warning Signs 4. Setting Financial Goals 3. Saving Money 2, Time is Money L Investing We would like to encourage all students to attend the first ever, financial workshop presented by Student Financial Services, MBNA, Wells Fargo and Aggieland Credit Union. This event is FREE of charge for all TAMU students. Please come and join us for an informational evening that will further develop your financial awareness and increase your money management skills! When: October 11, 2001, 5:30 to 7:00 Where: 601 Rudder Tower Who: Ail TAMU Students Refreshments provided. Bring your friends!!! CIUEDIT^UNION xXT'tPY T €2 GO WIN $1,000 The Center for New Ventures and Entrepreneurship and Our Corporate Partners Announce the BUSINESS IDEA COMPETITION Open to all Texas A&M University Students 20 IDEAS WILL WIN $1,000 CASH Free workshops are offered to help you through the process of developing your business idea. The topic of our next workshop is “Identifying and Serving Customers” and will be held Monday, October 15, 7:15-9:15 PM, Wehner 118 Tuesday, October 16,7:00-9:00 PM, Zachry 102 An awesome door prize (a Kodak MC3, courtesy of Circuit City) will be presented at these workshops. Check out this great prize at: http://www.kodak.com/US/en/digital/cameras/mc3/ http://management.tamu.edu/cnve/ideas