i * RETIREMENT INSURANCE MUTUAL FUNDS TRUST SERVICES TUITION FINANCING COMICS It's a simple calculation: TIAA-CREF s low expenses mean more money working for you. , Callus wr a free expense calculator The equation is easy. Lower expenses in managing a fund can equal better performance. How much? Just take a look at the chart. Then call us. We'll send you a free, easy-to-use expense calculator so you can see for yourself that no matter what your investment, you'll benefit from low expenses. And CREF expenses range from just 0.29% to 0.37%. 1 For more than 80 years, we've been committed to low expenses, superior customer service and strong performance. Mdd it all up and you'll find that selecting your retire ment provider is an easy decision:TIAA-CREF. THE IMPACT OF EXPENSES ON PERFORMANCE $375,000 Low-Cast Account $313,000 High-Cost Account 1.40% 040% EXPENSES 2 Total accumulations after 20 years based on initial invest ment of 350,000 and hypothetical annual returns of 11%. 3 Ensuring the future for those who shape it.' 4 2 - 2 7 7 www.tiaa-cref. B 1. CREF Is a variable annuity. Estimated annual expenses are adjusted quarterly. 2.1.40% is a very reasonable fee level for a typical fund; 0.40% is near, but not actually at the bottom of, the mutual fund expense ratio spectrum. 3. The chart above is presented for illustrative purposes only and does not reflect actual performance, or predict future results, of any TIAA-CREF account, or reflect taxes. TIAA CREF Individual and Institutionai Services, Inc. distributes CREF certificates and interests in the TIAA Real Estate Account. Teachers Personal Investors Services, Inc. distributes the variable component of the personal annuities, mutual funds and tuition savings agreements. TIAA and TIAA CREF life Insurance Co. issue insurance and annuities. TIAA CREF Trust Company, FSB provides trust services. Investment products are not FDIC insured, may lose value and are not bank guaranteed. For more complete information on our securities products, including charges and expenses, call I 800 842 2776, ext. 5509, for the prospectuses. Read them carefully before you invest or send money, o 2000 TIAA CREF 1/00. Bisexual, Gay, Lesbian & Transgendered Aggies: You Have an The individuals listed below are members of the Allies Program at Texas A&M. Each ALLY lias attended a voluntary training seminar, lias resource information available, and has pledged to provide a “safe haven”, a listening ear, and support for the gay, lesbian, bisexual, and transgendered members of the Texas A&M community. If you need someone to talk to, contact an ALLY listed below, or look for the ALLY placard, posted near each ALLY’S ALLY office or residence hall room. STUDENTS Jenny Acklam jda0187@acs.lamu.edu Jeremy M. Albers spaz@tamu.edu Justin Anderson spensor@tamu.edu Christopher Baker cbb6735@imix. tamu.ed u Kate Barron ka telacey® tamu. ed u Brooks Bell jbb8338@labs.tamu.edu Erin Brown EBKermit@hotmail.com Michelle Boule pigleU2u@hotmail.com Tim Byrns timbyms@usa.net Angela Camaille Aggie3113@aol.com Kent Carter obiwan309@hotmail.com Vicki Carter vicki@scs. lamu.edu Julie Ann Cast Julie2001@tamu.edu Jason Cato shrednivashtar@yahoo.com David Michael Charles dmcl387@labs.tamu.edu Alpa Chheda adc3020@acs.tamu.edu Linda Cortina Papital@hotmail.com Jordan Davis jroydavis@tamu.edu Robert Davis robert02@tamu.edu Scott DelaGarza - Williams moooow@tamu .edu Chase Dumas kuppler@tamu.edu Christy Dunagin xenafury@hotmail.com Ghada Georgis g0g0004@labs.tamu.edu Carlos Guerra cguerra@rpts.tamu.edu Jeff Hamielec songwind@wildmail.com Sergio Herrera 4surgel@gte.net Amy Hinze aggiechick@hotmail.com Mark Holmes sherluck@tamu.edu Doris Howell dah7236@unix.tamu.edu Tabitah Nicole I ludnall TabbyAg01@hotmail.com Elizabeth Hudson lizh01@hotmail Jennifer Hume jlh5388@unix.tamu.edu Sharissa Johns Sharissa@ticnet.com Donald Jr. Johnson d0j4569@labs. tamu. edu Katie Kendall katiejk@tamu.edu David Kessler david99@tamu.edu Lee Koehler ldkoehler@tamu.edu Jonathan Kukol jwk9497@labs.tamu.edu Justin Kushera jmk7447@unix.tamu.edu Patricia Langley pll9815@labs.tamu.edu J.B. Langston III jblang@tamu.edu Tracy A. Lawson tracy@science. tamu.edu Chee-Seng Lee c019147@acs.tamu.edu Denise Ramos d0r2035@un ix.tamu.edu Vanessa Reece vreece@tamu.edu Anneliese Reinemeyer areineme® tamu .ed u Nathaniel Rich nathanielrich@hotmail.com all0706@hotmail.com Nicole Lucas anl7363@acs. tamu.edu Jonathan Michael Lynch Megan Wright lynch_mike@hotmail.com gromit@tamu.edu Angie Sanchez Sugar_300_99@yahoo.com Monica Sanchez monica-sanchez@tamu.edu Emily Scales wormyem@aol.com Stephen L. Schmidt falkore@hotmail.com Bria Smith bia69@gte.net Stephanie Stanbro karate44@hotmaiI.com Carl Thorpe crt6974@pop.lamu.edu Marc Wade azleca@tamu.edu Robert Wells rdwl479@unix.tamu.edu Allan Wilson saladnerd@tamu.edu Natalie Wilson nrw7418@labs.tamu.edu Marcus Wilkerson mil@p7nx.com Jennifer Witkowski goddess2000@tamu.edu Jennifer Woodson woodie@tamu.edu Megan Mclntire ml m6466@acs. tamu. ed u Elizabeth Meloeny emeloeny@ho tmail. com Jessica Milburn jmilbum@tamu.edu Jason Moore jlml250@labs.tamu.edu Amanda Neslon gold- dust_woman@excite.com Catrina Neslage catn2002@hotmail.com Jason Patton p7attja@tca.net Deirdre Perkins dnp7b226@unix.tamu.edu Danielle Pinson sk8er@lamu.edu -iy / . W, RA Walton Kimerley Chandler RA Spence/Briggs Rebecca Ellis RA Mosher Alison Ewing RA Spence/ Briggs Jessica Haider HD Neeley Jim Heath RA Wells Kharia Holmes RA Neeley Becky Howard RA Hart David McIntosh HD Aston Leah Naso AHD Mosher Adam Nordost RA FHK Michael Sconzo RA Jennifer Snyder HD Rudder Kim Svatek HD Underwood Jessica Thompson Eppright Carol Treece RA Davis-Gary Scott Ward RA Apipelt STAFF Paige Abshire Student Life Services for Students with Disabilities Hart Hall C-l Arnie Abels Student Counseling Services Henderson Hall Paul C. Adams Geography O&M 803-D Harriette Andreadis English Blocker 218A John Aston Education Harrington 318 Xavier Benavides Multicultural Services Diversity Education MSC 137 Harris M. Berger Performance Studies Academic 406D Risa Bierman Student Life Adult, Off- Campus, & Graduate Student Services Koldus 112 Tim Birchard Multicultural Services Diversity Education MSC 137 Paige Bixler Athletics Academic Advising Cain Hall B 109 D Scott Blackwell Student Life Greek Life 862-8932 Greg Economides KAMU-TV Moore Communication Center Susan Bloomfield Rev. Kathleen Ellis Health & Kinesiology Unitarian Universalist Fellowship 696-5285 Read 276E Kenneth Brobst Public Policy Research Institute TAES Annex 203 Mary Bucholtz English Blocker 217A Ken Bugajski English Blocker 245A Tricia Bugajski Center for Academic Enhancement Blocker 525M Stephanie Burgoon Center for Academic Enhancement Blocker 525E Wesley Capps EMS Beutel I lelath Center Stan Carpenter Educational Administration Harrington 517 Robert Carter Student Counseling Services > Henderson Hall For other support options in the Bryan/College Station area call Kim Casey Physical Plant Admins tration Building Erin Collins Student Life Beutal 222 Collie Conoley Educational Psychology Harrington 709 Jane Close Conoley Dean of Education I larrington 804 Robert Corbett Biology SCIC 115 Donna Davenport Educational Psychology Harrington Giovanna Delnegro English Blocker Penny Ditton MSC Student Programs Office MSC 223 Tricia Draughn Engineering Zachary 204 Pat England Student Activities Student Organization Finance Center MSC 217 Barbara Finlay Women's Studies/ Sociology Academic 306/437 Tracey Forman Student Life Adult, Off- Campus, & Graduate Student Services Koldus 112 Amy Fortier-Wargo Biology BSBW 309 Sue Foster Residence Life YMCA 302 Amber Garrison Student Activities Koldus 125 Ann Goodman Student Life YMCA 320 Charles Goodman Management Wehner423V Margaret Griffith Student Health Services Health Education Beutel 016 Jarrod Halbert Animal Science Kclberg 234 Heidi Halstead Measurement & Research Services History Oil Mally Hance Multicultural Services Diversity Education MSC 147 Kristin Harper Student Life YMCA 320 Michael Hau Residence Association Koldus 134 LuAnn Helms Student Counseling Services Henderson Hall Lorna Hermosura Center for Academic Enhancement Blocker 525 John Hogg Chemistry Chemistry 104 John Holder Medicine Reynolds 104 Jim Hollis TAMU Research Foundation Dulie Bell lope : Cou Student Counseling Services Henderson I lall Alan Houtchens Performance Studies Academic 406A Erin I loward Health & Kinesiology erin@hlkn.tamu.edu Jo Hudson Friends Congregational Church 693-7021 J. Michael Moore Student Life Services for Students with Disabilities I lart I lall C-l n Ann Moore *nt Counseling Services I lenderson I lall Kim Novak Student Life Student Judicial Services YMCA 201 Carlos Orozco Student Counseling Services Henderson 1 lall Michael Osterbuhr International Studies Harrington 111 Sandi Osters Student Life Studies Rudder 103 Linda Parish Educational Ps' Harrington 72, Paul Parish English Blocker 201D Brent Paterson Student Life YMCA 320 sychology aughey Parmts, Famines and Friends of Labial! arid Gays The PFLAG Helpline: f4Q9T 694-2617' Kathryn Henderson Sociology Academic 415 Eston Hensley Statisbcs Blocker 428 Joseph Jewell Sociology Academic 416 Anna Johansson Sociology Academic 430 Donna Jones Athletics Kyle Field Women's Training Room Diane Kaplan Educational Curriculum & Instruction d-kaplan@tamu.edu Philip Kizer Computer Information Services Teague 326 Rhonda Kogut Military Propoerty Warehouse 448 Lewis St. Gerald Kuhn Educational Curriculum & Instruction Harrington 352 Lisa-Ann Lane Linguistics Blocker 217B Gisela Lin Student Counseling Services Henderson I lall Patricia Lynch Educational Psychology Harrington 701A Dave Martin English Blocker 219D Elmo Mawk Chemistry Heldenfels 124 Jim Mazzullo Geolo; Jan Paterson Human Resources 1111 Research Park Ste 126 Yvonne Pena Student Life Orientation YMCA 312 Jelinda Pepper Recreation, Park & Tourism Sciences Francis 303C Claudette Peterson Business Wehner 325P Becky Petitt Multicultural Services Diversity Education MSC 147 Matt Phillips Residence Life B-l Lounge Peggy Holzweiss MSC Student Programs Office MSC 223F Kendra Quesenberry Student Life Gender Issues Education Services YMCA 211 Brian Quigley Library Library Annex 246 Debbie Rabinowitz Student Counseling Services Henderson Hall Pam Reynolds Admissions & Records Heaton 112 Darby Roberts Student Life Studies Rudder 103 Victor Romero Residence Life South Area Office Commons James Rosenheim History History 106B Victoria Rosner English Blocker 221 A Karen Rupp Career Center & Mays College of Business Wehner 209 Lori Salter Student Activities Volunteer Services Center Koldus 125 Carolyn Sandoval Multicultural Services MSC 137 Ron Sasse Residence Life YMCA 110 Sherree Schwarz Student Life Gender Issues Education Services YMCA 211A Felicia Scott Multicultural Services MSC 137 Danny Shaha Student Life Student Conflict Resolution Services YMCA 201 Suzanne Shanks Athletics Koldus 225 Kendren Reade Sitton TAES TAES Annex 203 Patrick Slattery Educational Curriculum & Instruction Harrington 314 Andy Smith Student Counseling Services Henderson Hall James Smith Computer Information Services Teague 326E Debbie Spillane Student Life Student Conflict Resolution Services YMCA 201 Shaun Travers Student Life Gender Issues Education Services YMCA 211A Eric Trekell Center for Academic Enhancement Blocker 529 Rick Tumbough Residence Life Commons Lobby Susan Vavra Student Counseling Services Henderson Hall Glen Vigus Architecture Langford 416F Tom Vogel Mathematics Blocker 629C Jess Wade Student Activities Vocal Must MSC 003 Carol Walther Women's Studies Academic 306 Brenda White Library Evans 610 Nancy White Construction Science Langford A 436 Laura Wimberley Student Life Orientation UMCA 300 Angela Winkler Student Activities Koldus 125 Jan Winniford ' Office of the VP for Student Affairs Rudder 1 Oth Floor Danny Yeager Chemistry Chemistry 254B Gene Zdziarski Student Life YMCA 319 Laura Zionts Educational Ps Harrington 70- sychology Tgy/Geophysic Halbouty 57 If you are willing to become an ALLY, training sessions art scheduled for Friday, 31 March, 1:30-4:30pm and Wednesday 12 April, 5:30-9pm. TO REGISTER: please send e-maP allies@taniu.edu or call Gender Issues Education Service' @ 845-1107. http ://allies. tamu.edu!