RETIREMENT INSURANCE MUTUAL FUNDS TRUST SERVICES TUITION FINANCING
While TIAA-CREF
invests for the long term,
it's nice to see performance
like this today.
Check out
other account
performance
on the Web
TIAA-CREF delivers impressive results like these by
combining two disciplined investment strategies.
In our equity accounts, for example, we combine
active management with enhanced indexing. With two
strategies, we have two ways to seek out
performance opportunities—helping to make your
investments work twice as hard.
Combine this with our low
expenses and you'll see how
TIAA-CREF stands apart from
the competition.
EXPENSE RATIO
CREF GLOBAL
INDUSTRY
EQUITIES
AVERAGE
0.37"
1.92"
CREF GLOBAL EQUITIES ACCT.’
36.05
22.02'
18.75'
r YEAR
5 YEARS
SINCE INCEPTION
AS OF 12/3r/99
AS OF r2/3r/99
5/1/92
With over $250 billion in assets, we're the world's largest
retirement company and the leading choice on
America's campuses. If that sounds good to
you, consider this number 1 800-842-2776. Call and find
out how TIAA-CREF can work for you today
and tomorrow.
Ensuring the future
for those who shape it. su
1 800 842-277
www.tiaa-cref.or
I.The investment results shown for the CREF variable annuity reflect past performance and are not indicative of future rates of return. These returns and the value of the principal you
have invested will fluctuate, so the shares you own may be more or less than their original price upon redemption. Foreign stock markets are subject to additional risks from changing
currency values, interest rates, government regulations, and political and economic conditions. 2.TIAA-CREF expenses are subject to change and are not guaranteed for the future. 3.
Source: Morningstar, Inc. 12/31/99, tracking 279 world stock mutual funds.TIAA-CREF Individual and Institutional Services, Inc. distributes CREF certificates and interests in the TIAA Real
Estate Account.Teachers Personal Investors Services, Inc. distributes the variable component of the personal annuities, mutual funds and tuition savings agreements.TIAA and TIAA-CREF
Life Insurance Co. issue insurance and annuities.TIAA-CREF Trust Company, FSB provides trust services. Investment products are not FDIC insured, may lose value and are not bank guar
anteed. For more complete information on CREF, including charges and expenses,call 1 800 842-2776,ext. 5509,for the prospectus. Read it carefully before you invest or send money.©
2000 TIAA-CREF 1/00.
THIS SUMMER
COMICS
Page 4
THE BATTALION
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SOUTHERN ALTERNATIVE
Dallas musician Kristy Kruger heads to College Station to perform her own style ofmusii
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BY JEFF WOLFSHOHL
The Battalion
D allas native Kristy Kriiger is a mu
sician determined to travel the road
to success on her own terms, with
her own style.
“The one thing I really want people to
know is that my music comes from an inde
pendent women’s point of view,” she said.
She calls her music “southern alter
native,” with a mix of blues, folk and
rock influences.
“I like to think that my music is my
own style,” Kruger said.
Music has been a part of Kruger’s life
for a long time.
“At the Arts Magnet School [Booker
T. Washington High School], which is one
of those artsy high schools, I started play
ing jazz,” she said.
Kruger said that after she tried to find
herself musically in high school, she came
upon writing.
“I was playing old jazz standards, but
when I got to college I realized I needed to
write stories in music,” she said. “I found
I was happiest in a career that would let me
do a couple of things.”
Shifting her lifestyle a little, Kruger
moved to Los Angeles after graduation to
attend the University of Southern Califor
nia. She studied under the music industry
program, which increased her under
standing of the business side of music.
“I am a business-savvy artist,” she
said. “I book all these tours and have my
own Website (www.texasgirl.org).”
After school, Kruger returned to Texas
because she said she felt it best suited her
and her music.
“ ‘Texas music’ is a term,” she said. “I
was getting into classic country and fell;
would be appropriate to be here where
roots are. There are things that I do mis
from L.A., like my band.”
Kruger is currently touring solo,
she does have a band with whom she play
when she visits Los Angeles.
She said that right now she is in
struggling stages, and is playing at bars
“It is a slow process, but 1 am gel
by,” she said. “I can see people respond
ing well to my music.”
Kruger said she writes her own ms
because she wants to make sure tl
sings what she feels.
“My music is about my life andtlif
things I experience because 1
something I can write the best about
Kruger said.
Kruger’s concert begins at lOp.m.®
Thursday at The Crooked Path.
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...to go after graduation
...to live
...to work
...to be five years
from now?
Time: 6 - 8 p.m.
Location: 111 Koldus
While we can’t tell you the answers to these
questions we can tell you about being an
industry leader in energy and
communications and the great benefits we
give our employees. But that alone won’t
distinguish the road to Williams from other
corporations. Where we came from, where
we’re going and what we stand for places
Williams above the rest. It’s up to you to
decide if you want to be a part of our
If you are interested in learning more about
Williams, we encourage you to attend.
Employees will be on hand to answer questions
and share with you their own Destination
Williams.
Williams
Find out more about Williams
at www.williams.com.
Stude
Conn