he Battalion Opinion Page 13 • Thursday, November 11, 1999 > 7,600 afti lia's coast ait India’s Orissa state rs began burning corps d money. The Red Cre a look at some of Indie!f rentheses: oward Stern in crisis Radio talk show host’s impending divorce reveals his inability to live double life of playboy, husband bi o New Delhi INDIA ne word usual- china ■ J ly comes to mind when the BHUTAn4 lme Howard Stern neI^KP mentioned: pig. A SOOmite 500 km 70-1999 disgusting, vile, sex- (lazed pig who has no respect for anyone or anything. The self-proclaimed (ing of All Media” has made a living ik’ farting into microphones and fan- Bayo/Bfi:, tasizing about porn stars and celebri ties. He has managed to offend vari ous minority and religious groups j|ith his politically incorrect rantings. Stern’s critics have found it amaz ing his wife that Alison could put up IHith his on-air antics for over two decades. Rumors of unrest in the Stern household have been reported in the past but always disproved. I But now it looks like the rumors ate true. Howard and Alison Stern formally announced their separation, kibeled as “amicable” by family LWORK fri en ds, three weeks ago. A settlement Tas been reached, but no divorce pa pers have been filed. I A casual observer may say Howard is finally getting what he has always >7,',T /,;;r learned for on the air — his bachelor- " • — hood, the independence to have sex ==========„===. with every willing female who shows i in n\r TT\nrwnnw U P at rac ho Studio. lAIR BYJlNluMlIwf But alas, Stern is not celebrating. Quite the contrary. Stern is reacting like Now located at an y n o rm al person would — with fear Wes-Gate HairSak and apprehension. 846-445) '' This reaction embodies the double persona that makes Stern’s radio show so appealing. He is the premiere exam- file of the working man’s anti-hero. Awn Gin < >i I*refer, On the air, he is a foul-mouthed, sexually-charged maniac who laments about the fantasies the “av erage Joe” relates to. Off the air, he is a loving husband who takes pride in never having cheat ed on his wife during their 21-year marriage. He is the ideal husband, honorably sticking to his commit ments, while reining in his wild fan tasies. On a typical workday, he talks about how badly he wants to have sex with porn star Jenna Jameson. Then at home, he is busy changing diapers and dropping the kids off at school. But without the stable home life to balance his persona, Stern’s drive may very well disappear. If Stern wants to save his career and more importantly the respect of working men every where, begging for forgiveness from Al ison starts now. “The reason why Howard was able to perform this high-wire act as a sexu al bad boy of the media was that it was counterbalanced by his image as an ex tremely decent, loyal, dedicated father and family man, and that the on-air Howard is an act,” Michael Harrison, editor of Talkers Magazine, said. “If people start to believe he is a lecher and that he really is going after these women, he loses the counterbalance, and jt could mean that his act sours.” Tom Taylor, M Street Daily editor, la belled Stern’s marriage as his show’s “safety valve.” “Howard as an available man takes us to uncharted waters in the show’s popularity,” he said. Can anyone imagine Howard actu ally going through with one of his fantasies now that he is a free man? Probably not. A person does not stay committed to the same woman for 21 years just to jump into the sack with a porn star the moment he be comes divorced. Either way, Howard is in a no-win situation. If he does go through with his sexual fantasies, he will turn off the half of his audience who finds his monogamy appealing. If he stays faithful to his wife through this separation, he will turn off the other half of his audience, who will find him too weak. This level of confusion and indeci sion has been evident, as his show has been scattered in the past week. Between erratic reruns of his show, Stern has held on-air therapy sessions with friends and family con cerning where to go from here. At this point, he is the emotional equivalent of a lost puppy. Hopefully, Alison and Howard will reconcile, and this will be a mere footnote in their long marriage. It is obvious he is madly in love with her. After all, he dedicated his autobi ography and motion-picture debut to Alison. And she obviously loves him — she bore three upstanding and re spectable kids with the man. Their relationship is a microcosm of what every relationship should be: interdependent, affectionate, long- lasting and realistic. The relationship’s role in Howard’s on-air persona is para mount. Without Alison, Stern might as well kiss his career goodbye. Get her back, Howard. Please. David Lee is a junior economics major. MARK McPHERSON/Thk Battalion Students need math education MARC GRETHER Call ‘99 >er 14, 1999 er Theatre idult student w/ I.D. loor nergetic afternoon es of dance: chance to see it! ie women ion-conformists i response to Beverly Mireles’ . ^ column. ' |*| Mireles’comparison of Ag- I ies to teen-age girls, is ridicu- I >us in itself. She is obviously I earching hopelessly for arti- I Ie ideas if she’s resorting to ^ job nonsense. lijam offended by Mireles’ imarks about the conformity f women on campus. I think s true that overall, Texas &M is a relatively homoge- us student body in appear- tce, but it’s unfair to single omen out in that respect. Ve never come across so any people with such differ- it backgrounds and ideas tout culture, politics and life general as I have on this impus. Aggies may sport sim- ered a book, go to the bas% clothing Styles, but each mt id. if you did not order W ie is completely different, lay purchase one for$35pi uS Teen-age girls may be onday through Friday. CashAown for Conformity to e p ted mds, but I don’t think Ag es are any more than stu- mts at any other university. I also do not agree that riinism is “a remnant of a :iable history.” Although ninism may not have the ir^me definition that it did in r mothers’ generation, it is II prevalent. Women have made a great al or progress in the busi- K-WEIGHS 10 LBS. J.edu MAIL CALL ness world over the last thirty years, but they are still at a disadvantage to men. Mireles needs to take a step back to observe what the women on this campus are really like. I think she would find us to be very differ ent from the profile that was projected in her article. Mary Tanner Class of ’03 Science, God not in conflict In response to Caleb Mc Daniel’s Nov. 10 column. As a microbiologist and a believer in God, I have had to struggle to reconcile my con victions that evolution did and continues to occur with my be lief that there is a God who created this Earth. In a way, the separation of Church and State set up in our Constitution has hindered the process. I am not advocating that religion be taught in schools. But having our schools and our churches con stantly battling for superiority in the minds of our children does no one any good. The recent curriculum change in Kansas is an exam ple of creationists getting the upper hand in this continual war. The School Board of Kansas voted to remove the requirement for evolution, cosmology and anything that could be used to scientifically date the age of the universe from its standardized tests. The larger problem here is the continual fight between Biblical literalists who believe that God made the world in exactly six days and those who believe it was made through evolutionary process es. When did this become what often seems like a fight to the death? Must there be only God or science? I don’t believe so. The two can peacefully coexist as they do in my beliefs and in those of my colleagues. I and many other scientists do not see creationism as a “perennial thorn in [our] side.” Elizabeth Baker Class of ’97 The Battalion encourages letters to the editor. Letters must be 300 words or less and include the author's name, class and phone number. The opinion editor reserves the right to edit letters for length, style, and ac curacy. Letters may be submitted in per son at 013 Reed McDonald with a valid student ID. Letters may also be mailed to: The Battalion - Mail Call 013 Reed McDonald Texas A&M University College Station, TX 77843-1111 Campus Mail: 1111 Fax: (409) 845-2647 E-mail: battietters@hotmail.com H ow much would $25 invested weekly for 40 years at a 7-percent annu al interest rate, compounded annu ally, total? $50,000? $100,000? $150,000? More? Those guessing less than $150,000 are among the majority, according to a recent survey commissioned by the Consumer Federation of America (CFA) and Primerica. The actual ac cumulated total would be $286,640 — much higher than the median re sponse to the survey of $122,500. The survey demonstrates the lack of ability of many Americans to accu rately perform basic financial math. Certainly, other qualities such as dis cipline are necessary to be financially successful. But without the knowl edge needed to accurately assess one’s financial situation, the other qualities are insignificant. Moreover, to be able to understand one’s finan cial situation, one must have a under standing of math. College students, in particular, need to understand the math under lying their financial decisions. In coming students are faced with new fiscal freedom and the responsibility that comes with that freedom. Cred it card offers abound, and student loans are there for the taking. To be wise stewards of the freedom ac companying these easy sources of money, students should be aware of the basic financial math underlying the decisions they make. This knowledge should be used before any decision to accumulate debt. One way or another, every debt must be paid off. Yet, even after a bad decision has been made, it is often possible to make them better — sometimes significantly so. Credit cards often carry very high interest rates, particularly for first time, low-income-earning borrowers. These high rates help lead to high payments. Clearly, the easiest way to save money on credit cards is to pay off the balance every month. But once debt accumulates, other means of sav ing money can be implemented. For example, transferring $5,000 from an account charging 19 percent interest compounded monthly to an account charging 14 percent interest would save almost $300 over a year. While a student may not qualify for a credit card with a 14-percent in terest rate, most cards offer lower in troductory rates or transfer rates. Through careful planning, balances can be transferred to cards with lower rates, possibly saving hundreds or thousands of dollars a year. Ttansfer- ring the $5,000 to an account charg ing 5.9 percent — a typical introduc tory rate — would save over $700. Though discipline in spending is preferable to stop gap measures lat er, knowing how the system works and the math involved can help save money. Student loans are another easy source of money that can turn into a financial nightmare. Too often, students borrow more than they need to live it up in the here and now. But forgetting about the then and there can make for a painful existence later in life. According to the Texas Guarantee Student Loan Corpo ration, for every dollar borrowed by a May 2000 graduate, much more will be spent paying it off. Excessive debt can ruin future plans for house own ership or a nice retirement. There is no way around it: ei ther plan now or pay later. Math skills also help prevent useless waste of money on schemes such as the lottery and gambling. The CFA study also found that 27 • percent of Ameri cans believe that their best chance at obtaining half a million or more dollars is by win ning a lottery or sweepstakes. The odds against win- mg ning a lottery or sweepstakes are astronomical. However, the CFA study notes that virtually all Americans have the resources to regularly save money and accumulate wealth. One easily overlooked financial problem many students have is a lack of savings or even a savings plan. It is never to early to start sav ing for retirement, a house or other long-term goals. Without a good savings plan and the willpower to follow through with the necessary choices that come with it, retire ment may be a sad affair. Current Social Security payments are not enough to live on, and even these may not be around when to day’s younger generation retires. The only way to obtain a secure retirement is through a sound retirement plan. The earlier saving starts, the better. Saving early can help one take advantage of the power of com pound interest. Amazing amounts of money can accumulate by placing relatively small regular payments into a bank account over a long period of time. In CFA’s example, the total $286,640 was obtained through a total contri bution of only $52,000. This exam ple illustrates the power of com pound interest. The solution to financial prob lems involves two things: discipline and knowledge. By its very nature, discipline is an innately personal thing. Knowledge, on the other hand, requires cooperation between students and teachers. Students must work to have their needs met in class. Teachers cannot always be expected to teach what stu dents need to know. GABRIEL RUENES/The Battalion Students must ask specific ques tions and in other ways personalize their learning needs. Teachers must strive to make their course material relevant to students’ lives. Even when the connections are not obvious, useful knowledge must be a goal of both teachers and stu dents. That way, students truly can benefit from their college education. The solution to this problem’ is simple — students must pay attention in their classes and apply what they learn. Teachers must strive to teach how to apply the information they present to students to their lives. Marc Grether is a mathematics graduate student.