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THE BATTALION
FRIDAY, MAYS, 1981
Page 5
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Apartment insurance
wise idea for students
By CATHY TERRELL
Battalion Reporter
By the time people start thinking about pur
chasing insurance it’s too late to do any good if
their apartment and all their belongings were just
destroyed by fire.
Most apartment renters never consider the
aossibility of their apartment burning. If it does
lappen to you and you’re not prepared for it, it
could prove to be a costly oversight.
Most apartment leases specify that renters are
to acquire their own insurance protection.
What that means is that you can expect little
more than polite sympathy from your apartment
owner if something serious does happen. There
fore, it might be worth your time to investigate
the depth of your current insurance coverage and
the procedure for adding more coverage.
Many young renters, under the age of 25, rely
on their parents’ insurance policy for coverage.
Most insurance companies will allow riders to a
policy to extend the coverage stated in the origin
al policy. However, benefits and procedures may
differ so it’s probably a good idea to check and see
exactly what is covered.
For those not covered by other policies, insur
ance companies recommend a renter’s policy. A
renter’s policy is similar to a homeowner’s policy
but the renter’s policy has no insurance on the
house structure, only the contents.
Because a renter’s policy covers only the con
tents, many renters feel that the value of their
possessions doesn’t warrant the protection. But,
Ruth Rejnis, in her book for tenants writes that
the tenants that consider themselves property
less might take another look. It is surprising how
possessions accumulate. Or perhaps in this ac
quisitive society it is not so surprising.
An inventory of your apartment could surprise
you. One way to take an apartment inventory is to
make a list of every item in each room. Include on
the list a description of the item, identifying char
acteristics such as serial numbers and the present
value of the item.
On the inventory form that one insurance
company gives its customers items in every room
are listed. For instance, in the den the value of
rugs, lamps, curtains, books, records and even
trophies should be considered. Don’t forget the
value of the freezer and its contents when figuring
the value of the kitchen.
Another way to take an inventory is to photo
graph the apartment from all angles, including as
many of the contents as possible. After the inven
tories are completed keep them in a place safe
from fire.
Along with the value of the possessions, other
factors influence the cost of the renter’s policy.
Factors controlled by the city are the fire record
credit rating and the key rate. These rates are
determined by the three-member State Board of
Insurance based on a city’s past fire department
performance.
The type of apartment also affects the cost of
the insurance. Apartments are classified as brick,
brick-veneer, frame and asbestos. A frame or
wooden apartment is considered to be the highest
risk, therefore an insurance policy for a tenant of a
frame apartment would cost more than for a
tenant of a brick apartment.
In Bryan the annual rate of a renter’s policy in a
frame apartment would be $106 and in College
Station that same policy would be $96, according
to one firm’s rates.
Betty Saxon, aa local insurance agent, said
people often forget about insurance until some
thing drastic happens to remind them. After a
recent Bryan fire, Saxon said she received dozens
of calls the next day requesting insurance infor
mation.
Applicants face numerous tests
Campus police requirements rigid
By AUGUST SKOPIK
Battalion Reporter
The sweat formed on Bob’s
palms as he faced the three stone
faced job interviewers. The ques
tions came rapid-fire, like bullets
from a machinegun.
“What type of professional ex
perience do you have?”
“What steps would you take if
you observed someone runnning a
stop sign?”
“What steps would you take
when stopping a speeder?”
“Why did you quit your last law-
enforcement job?”
Becoming a policeman at Texas
A&M University is an accomplish
ment. It may well be one of the
toughest jobs to get in town.
“The applicants must go
through an oral interview board,
(consisting of three people), a
psychiatric evaluation and exten
sive background check ups,” said
Police Chief Russ McDonald.
“We take our time and do the
proper background checks before
we do any hiring.
“Just because we have an open
ing does not mean we re going to
hire the first applicant. Right now
we have five vacancies, but we
don’t plan to fill them until we find
the right people.”
The applicants previously had
to pass a written examination be
fore the oral interview, but that
practice has been discontinued.
“The examination was not pro
ving anything,” McDonald said.
“We were failing people who
would have made excellent offic
ers because they couldn’t take
tests very well.”
Debra Howell, a three-year
veteran with the University
Police, said her interviewers we
ren’t the type one sees in the
movies.
“They weren’t anything like you
see on the ‘Dirty Harry’ movies.
They mostly asked you how you
would react in a situation.”
They also asked about your past
experience, she said.
“I was nervous mostly because I
didn’t know what to expect. ”
After passing the tests and
being hired, the officers must go
through a 320-hour, eight-week
basic certification training session
at the Texas Engineering Exten
sion Service, the same place Col
lege Station and Bryan policemen
are trained.
This training comes before an
officer writes his first parking tick
et or investigates his first crime
and participates in the first of
many training sessions a Universi
ty officer’s career would require.
“The officers in this department
go through more advanced train
ing than any of the other depart
ments in Brazos County,” McDo
nald said.
Advanced training is the train
ing which goes more in-depth
than the basic certification course.
During the certification course,
the officer learns police law, mark
smanship, and the different
approaches needed for different
crimes, McDonald said.
It is after the commissioned
officers have gone to the mark
smanship school that they are
allowed to carry guns, he said.
“Twice a year the officers are
tested with the pistol and the shot
gun, during December and May,”
McDonald said. “The officers
must pass these tests to be able to
continue to carry firearms.”
University officers received
over 2,000 hours of advanced
training during the 1979-80 school
year, and even more was given the
year before.
Sixty-five officers were given
2,280 hours of advanced instruc
tion in 19 different courses, rang
ing from police photography to
basic crime prevention.
All the advanced training is
done at the Department of Public
Safety Academy in Austin, McDo
nald said.
former Aggies to watch
^Filial Review from sky
ill
ill ITirrlaf firvfm/ar* f c OT* qII T A {huTYlPT* r> o >r 7f\ »-»11 »-v-i n i
Ihino back in Dallas area zoo
\fter trying life in the fast lane
ml 1 Eight former students from
Kxas A&M University will have
Hie had brofe i, aer ! al vi( ? w of the Cor P s of
11 peen hair: ft ts Fi " al Review Saturday.
redicted the l The y wil1 be > n Air F ? r f u su P c T
, t he yellow(■ llc J ets > in a flyover led by Col.
^ ap i: " maid E. Ellis. Ellis, Class of’54,
s ’ vice commander of the 12th
ses were m ™g Trainin g w *ng at Randolph
T Kni Air Force Base in San Antonio.
idaandNy|j h T e I fl y° ver b y fo f ur N o rthop
as well asJr TaIon jet aircrait Wl11 be in
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or all Texas A&M former students
who gave their lives for their coun
try as well as those missing in ac
tion.
Flying with Ellis, team leader
in the lead jet, will be Capt. Wil
liam C. Collings, Class of ’73.
Other team members are Lt. Col.
Charles Sneed, Class of ’63, and
Capt. Gary Barber, Class of’70, in
the number two aircraft; Lt. Col.
JohnT. Slaughter Jr., Class of’62,
and Capt. Richard G. Lanier,
Class of ’70, number three air
craft, and Capt. Douglas R.
Gibbs, Class of ’72, and Capt.
John W. Rasch, Class of’73, num
ber four aircraft.
“I’m proud to be able to lead a
group of fellow Aggies in this
flyover — a tribute to all A&M
students and the Cadet Corps,”
Ellis said. “It’s an honor for me to
participate in this event the
Final Review for our seniors.”
pexme
CMirtese RCSTOURjva
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United Press International
IRAND PRAIRIE — It wasn’t
the 7,000-pound rhino broke
St of the International Wildlife
rk — it was that a neighbor’s
Itle broke in.
Officials at the park say the cat-
| pushed through a gate, appa-
intly to get at the rhino’s break-
t, and left the gate open behind
sm.
; The male rhinoceros wandered
»t of the park early Wednesday,
Sd was spotted by a passing
otorist about 3 a.m. after he am-
led up to a busy highway.
' Irving police blocked the road
d Grand Prairie police left it to
le experts to deal with the beast,
j Park spokeswoman Cynthia
fcott said zoo keepers found the
rhino more bored than anything
else.
“He didn’t cross Beltline (the
highway),” Scott said. “He was
just standing down there near it. I
think the traffic wasn’t interesting
to him at all.”
It took park employees 90 mi
nutes to coax the rhino a half-mile
back into the park. By Wednesday
afternoon, park officials say, the
rhino was back at home chomping
hay.
“He’s rather tired,” Scott said.
“He’s had a rather hectic day.”
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BE ALL YOU CAN BE
(TAMU NON-REGS)
• Now is your chance to join the Corps. By
joining the Corps you are
GUARANTEED
ON CAMPUS HOUSING.
• Register now for the on campus Summer
Compression Program which begins July
9th, as a part of summer school.
• Call 845-1622 for more information.
Attention
Off- Campus
Aggies
Receive #5.00 credit when you return
your phone to Phone mart.
For your convenience, General Telephone has established special
extended hours at the Phone mart (Culpepper Plaza Texas Avenue
at Highway 30) for you to finalize your business with General
Telephone.
Beginning Friday may 8, 1981, through Friday may 22, 1981, the Phone
mart will be open from 8:00 a.m. to 8:00 p.m. fTlonday through Friday,
9:00 a.m. to 5:00 p.m. Saturdays.
When off-campus students disconnect and return their phones to the
Phone mart, during these special extended hours, a credit of #5.00 will
be issued on their final bill.
Don’t delay, as these special hours are for the convenience of off-
campus students. We hope to lessen your hassle in winding up your
affairs os you prepare to leave for the summer or graduate.
General Telephone has been priviledged to serve you, and we hope
to see you again soon.
General Telephone