FOLEY’S
CHARGE AGREEMENT
PLAN IV ACCOUNT
I hereby agree with Foley’s, a Division of Federated
Department Stores, Inc., that all purchases made by me
on the credit card furnished me by Foley’s, shall be
subject to the terms and provisions of this Retail Charge
Agreement, to wit:
1. I have the privilege of a 30-day charge account, and
I will pay the full amount for all purchases within 30 days
from the date of each billing statement.
2. If I do not pay the full amount of all purchases
within said 30 days, a finance charge, which I will pay,
may be imposed with respect to a current billing period,
which opens with a balance owing from the prior billing
period,(the current Previous Balance), and if imposed will
be based on that balance, unless payments and other
credits during that current billing period offset that
Previous Balance. To avoid a finance charge, the total
amount owing at the close of any billing period (New
Balance) must be completely cleared prior to the closing
date of the next following billing period. A minimum 50c
finance charge may be imposed if the unpaid Previous
Balance does not exceed $35.00; any greater finance
charge will be determined by applying, as hereafter
stated, a periodic rate of V/f/o (18% corresponding annual
percentage rate) to the first $500 of Previous Balance
and of 1% (12% corresponding annual percentage rate) to
any excess over $500.
3. Foley’s agrees that no security interest is or will
be retained or acquired under this account in any real
property.
4. Minimum monthly payments on my account will be
upon rendition to me of a monthly statement therefor in
accord with the following schedule:
When your Your minimum
New Balance is: payment required is:
.01—$ 10.99 New Balance
I 1.00- 100.00 $10
100.01- 150.00 15
150.01- 200.00 25
ZOO.01 — 250.00 35
When your Your minimum
New Balance is: payment required is:
250.01- 300.00 $45
300.01- 350.00 60
350.01- 400.00 75
400.01- 450.00 90
450.01- 500.00 . 100*
♦Payments will continue to increase at the rate of $10.00
for each $50.00 (or fraction thereof) increase of the New
Balance over $500.
5. If I fail to pay the installments under this Agree
ment when due, Foley’s.shall have the right at Foley’s
option to accelerate maturity of balance due under this
Agreement, and repossess and sell goods in accordance
with the applicable provisions of the Consumer Credit
Code of Texas, and I shall pay all attorney’s fees, court
costs and disbursements in accordance with the terms of
said Code.
6. My Foley’s credit card shall remain the property
of Foley’s and I will surrender it to Foley's upon request.
“Notice to the BUYER—Do not sign this
agreement before you read it or if it contains
blank spaces. You are entitled to a copy of
the Agreement you sign. Keep this Agree
ment to protect your legal rights.”
BUYER hereby acknowledges that this Agreement
was completed and contained no blanks before it
was signed by Buyer and a copy thereof was
delivered to Buyer at the time this Agreement was
signed.
SIGNED, this day of ,19
X ,
Name in which account ia carried (please sign)
Street Address
First name
Local Address...
Home Address
Last name
Number and street
City
State
Zip
Age Married □ Wife's name Phone no.
Single □
Major subject Class status: Jr. □ Sr. □ Grad. Q
Parent, guardian or
nearest relative. ...
loL<
eys
Name
Phone No.
Number and street City State Zip
Bank at Checking 0 Savings 0 Loan 0
Date Signature
Foley's, P.O. Box 1971, Houston, Texas 77001
1EH LT-C 1 ^
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City
Zip Code
BUDGET